Prevention may cost less

Getting preventive health care could become cheaper for people who have insurance. Under the new federal health law, insurance companies have to tweak their plans to eliminate co-payments and deductibles for preventive services.

In Philadelphia, Independence Blue Cross says the company has already set its prices to encourage people to seek out preventive care.

Post: Things like mammography. Immunizations are generally free of co-pays. Nutritional counseling, most of our programs offer four to six nutritional counseling visits per year with no co-payments on it, and routinely lab and pathology benefits usually have no co-pay on it as well.

Scott Post is the company’s health reform vice president.

The changeover technically begins in September, but many people won’t see a pricing change until they renew their policy.

You can go to healthcare.gov to find out which services will covered by the new law.