Financial Perspectives: the wisdom of Ben Franklin

In doing some research I came across a series of quotes from Ben Franklin and thought it very timely – given the Fourth of July holiday.

Arguably one of the greatest Americans of all time, Ben Franklin was an inventor, business owner,  statesman and author. Ben may be remembered most for his impact on American history, but if you review some of his famous quotes, he was a man with tremendous financial wisdom. Here is a brief list of some of those quotes. You will certainly recognize some.

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If we were able to structure our lives around some of the virtues that Ben espoused, we would have simpler lives and probably some money in the bank. I hope you enjoy reading these. If you know how to spend less than you get, you have the philosopher’s stone.

An investment in knowledge pays the best interest.

Work as if you were to live a hundred years. Pray as if you were to die tomorrow.

A penny saved is a penny earned.

It is the working. It is the idle man man who is the happy man who is the miserable man.

Our necessities never equal our wants.

Who is rich? He that rejoices in his portion.

In this world, nothing is certain but death and taxes.

A small leak can sink a great ship.

Many a man thinks he is buying pleasure, when he is really selling himself to it.

God helps those who help themselves.

He that displays too often his wife and his wallet is in danger of having both of them borrowed.

Never leave that till tomorrow which you can do today. Jim Heisler is a Certified Financial Planner with Family Wealth Services in Holmesburg. You can read all his Financial Perspective columns here.

Registered Representative, Securities offered through Cambridge Investment Research, Inc., A Broker/Dealer, Member FINRA/SIPC and Investment Advisor Representative, Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Family Wealth Services, LLC and Cambridge are not affiliated.

Jim Heisler, CFP®, CDFA™, CASL™ Family Wealth Services, LLC is located at 8275 Frankford Ave. (215-332-4968)

The views expressed are not necessarily those of Cambridge and should not be construed as an offer to buy or sell any security. These situations are hypothetical in nature and do not represent a specific client.


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