N.J. considers ban on mailed unsolicited checks

    You may want to think twice before cashing in any free checks mailed by marketers. A New Jersey lawmaker says they’re not what they seem.

    You may want to think twice before cashing in any free checks mailed by marketers. A New Jersey lawmaker says they’re not what they seem.

    Listen:
    [audio: 091130pgchecks.mp3]

    They just show up in the mail. Unsolicited checks that if cashed or deposited enroll you in a costly program or make you pay for services you may not want to purchase. Assemblyman Paul Moriarty wants to ban businesses from sending out those checks.

    Moriarty: This is really a deceptive practice. Many people especially seniors don’t see the very fine print that says by signing this check and cashing it you have enrolled yourself in a travel club or some other type of club and I think that this practice should be banned.

    Businesses that violate the proposed ban would face fines of $10,000 or more. Morarity says his measure will go to the Assembly’s Consumer Affairs Committee, and he’s hopeful it can be enacted before the end of the year.

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