Insurers also must cover patients’ costs for genetic counseling and genetic testing for the gene mutations that raise the risk of breast cancer if a person is diagnosed with breast or ovarian cancer or has a family history.
Those out-of-pocket costs — such as copays, coinsurance, lab fees and deductibles — can run into the thousands, according to the Pennsylvania Breast Cancer Coalition. State insurance laws, however, do not necessarily apply to all insurance policies, such as self-insurance, and insurers may only cover tests in certain situations.
The bill’s chief sponsor, Senate President Pro Tempore Kim Ward, R-Westmoreland, said she protectively had both breasts removed after learning that she had tested positive for inherited mutations that raise the risk of breast cancer.
A number of other states already require states to cover cost-sharing of the procedures. Tennessee lawmakers passed similar breast-cancer screening legislation last year, according to the National Conference of State Legislatures, while Missouri and Montana lawmakers are working to pass bills this year.